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Compare private PPO, HMO, and ACA Marketplace plans across Illinois. Free expert guidance from a licensed agent — find the right coverage for your situation.
Illinois expanded Medicaid in 2014 and covers over 3.8 million residents through Medicaid — one of the highest enrollment rates in the Midwest. GetCoveredIllinois (the ACA marketplace) covers 400,000+ residents. Medicare covers 2.2 million Illinoisans, with Medicare Advantage penetration exceeding 50% in the Chicago metro.
Illinois residents have access to health coverage through multiple channels: the ACA Marketplace (healthcare.gov), off-marketplace private plans from carriers like Blue Cross, UnitedHealthcare, Aetna, and Cigna, Medicaid for qualifying low-income individuals, and employer-sponsored group plans.
The right plan depends on your income, family size, preferred doctors, and how much flexibility you want in choosing providers. Insurance Answers USA helps you compare every option available at your address — completely free.
Open enrollment runs November 1 – January 15. Subsidies are available to most Illinois residents — nationally, 87% of Marketplace enrollees receive a premium tax credit that reduces their monthly cost.
Learn moreAvailable year-round for those who don't qualify for subsidies or prefer off-marketplace options. PPOs offer the most provider flexibility.
Learn moreCovering your spouse and children in Illinois. Understand family deductibles, dependent coverage rules, and pediatric benefit requirements.
Learn moreSelect your city for local carrier availability, cost context, and city-specific insurance guidance.
Takes 3 minutes. No commitment. Get a personalized recommendation based on your income, family size, and health needs.
Check Your Subsidy Eligibility