Find out if you qualify for premium tax credits on the ACA marketplace. Millions of Americans are eligible — and many don't know it.
Include wages, self-employment, Social Security, etc.
Based on 2026 HHS Federal Poverty Level guidelines. Actual eligibility depends on your full tax situation. Consult a licensed agent or healthcare.gov for official enrollment.
Premium Tax Credits
Applied monthly directly to your premium. Based on the benchmark Silver plan cost in your county relative to your income.
Cost-Sharing Reductions
Under 250% FPL + Silver plan = extra help with deductibles and out-of-pocket costs on top of the premium subsidy.
Florida's Record Enrollment
Florida leads the nation in ACA marketplace enrollment, and the large majority of Florida enrollees receive a premium tax credit. What you pay after the credit depends on your county, your age and your projected income.
Official HHS guidelines — published January 2026
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Philip pulls your actual quote in real time — down to the dollar for your exact ZIP code and plan.
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