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Compare Medicare Advantage and Supplement plans available across New York. Free expert guidance on enrollment periods, plan options, and avoiding permanent late penalties.
New York State of Health is one of the largest ACA marketplaces in the country, with over 6 million enrollees in public programs and 300,000+ in qualified health plans. New York expanded Medicaid and runs a state-based marketplace with Essential Plan coverage for low-income adults. Medicare covers 3.8 million New Yorkers.
New York residents turning 65 have two main Medicare paths: Original Medicare (Parts A + B) with an optional Supplement plan, or Medicare Advantage (Part C) from a private carrier. Each path has different costs, network rules, and out-of-pocket limits. The right choice depends on your health needs, preferred doctors, and financial situation.
Missing your Initial Enrollment Period can result in a permanent Part B late enrollment penalty of 10% for every 12 months you delayed. Getting guidance before your 65th birthday — ideally 3 months before — is essential.
All-in-one plans from private carriers in New York. Often include dental, vision, and prescription drug coverage. Network restrictions apply.
Learn moreWorks alongside Original Medicare to cover gaps like deductibles and coinsurance. No network restrictions — see any Medicare-accepting provider nationwide.
Learn moreUnderstand Parts A, B, C, and D — when to enroll, how to avoid penalties, and the still-working exception for employer coverage.
Learn moreMedicare Advantage plan availability and pricing varies by ZIP code. Select your city for local plan details.
A licensed NY Medicare agent will compare every plan available at your address and walk you through enrollment — at no cost to you.
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