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Compare private PPO, HMO, and ACA Marketplace health insurance plans in Hazen, ND. Coverage available year-round — free guidance from a licensed local agent.
Hazen is a community of ~2,400 people in Mercer County, North Dakota. Hazen's Coal Country Western North Dakota economy creates an energy industry market navigating employer plan options from coal operators and individual ND ACA marketplace coverage.
Before you choose a plan, it helps to understand how health insurance works in this area — including which carriers are active, what the local provider networks look like, and how North Dakota's insurance market affects your options.
As an independent licensed agency, CoverPath works with all major carriers to help Hazen residents find the right coverage. We represent you — not the insurance company. Our consultations are always free.
Hazen
City
Mercer County
County
~2,400
Population
36
Median Age
North Dakota did not expand Medicaid but has relatively low uninsured rates due to high employment from oil, agriculture, and military. The ACA marketplace covers 35,000+ North Dakotans. Medicare covers 130,000+ residents. The Bakken oil boom and Prairie State military bases create unique employment-based coverage patterns.
Answer a few quick questions and get a personalized recommendation — or book a free call with a licensed agent who knows the Mercer County market.
Hazen residents in Mercer County have access to plans from Blue Cross Blue Shield, UnitedHealthcare, Ambetter, Cigna, Oscar Health, and Molina Healthcare through the ACA Marketplace and as off-marketplace private plans. Plan availability varies by ZIP code within the county. A licensed ND agent can show you every plan available at your address at no cost.
Health insurance premiums in Hazen depend on your age, plan type, and whether you qualify for ACA subsidies. Many Hazen residents who qualify for premium tax credits pay $0–$100/month for a Silver plan. Without subsidies, individual premiums typically range from $300–$700/month depending on age and plan tier. A licensed ND agent will calculate your exact subsidy amount for free.
Outside of the ACA Open Enrollment Period (November 1–January 15), you can still get coverage if you have a qualifying life event — such as losing a job, getting married, having a baby, or losing other coverage. This triggers a 60-day Special Enrollment Period. A licensed ND agent can confirm whether you qualify and help you enroll quickly.